When I was one and twenty
I heard a wise man say,
“Give crowns pounds and guineas
But not your heart away;

Give pearls away and rubies
But keep your fancy free.”
But I was one and twenty,
No use to talk to me.

When I was one and twenty
I heard him say again,
“The heart out of the bosom
Was never given in vain;

‘Tis paid with sighs a plenty
And sold for endless rue.”
And now I’m two-and-twenty
And oh, ‘tis true, ‘tis true.